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Hosting a Special Event? Consider a Special Event Insurance Policy.

Special Event Insurance in Gilbert, AZPlanning a wedding or a special event can seem like a full-time job. Between determining your guest list, vendors, food choices and the small details, there is so much to consider to make your dream wedding or event perfect. The last thing you think about is having an insurance policy for your special event. A special events insurance policy acts as your protection from a myriad of claims that might occur on your big day and can even include cancellation or postponement of the event so your deposits are protected.

Consider these claims situations:

  1. A guest is over-served drinks and decides to drive home. He hits a pedestrian on the way out. While his insurance company is likely on the hook for most of it, you or the venue could be held liable for over-serving this guest.
  2. You decide to have a winter wedding, but the morning of, the airport is closed and the highways are impassable. You and your guests can’t make it.
  3. A vendor for your event goes bankrupt the week before and won’t be there.
  4. The bride or groom is active military and is called to deployment unexpectedly.

Wedding insurance or special event insurance is one of the greatest and affordable insurance policies. Typically starting around $185, this simple insurance policy can mean the difference of getting the wedding you want or settling for what is left after the loss of deposits and other expenses. Protect your special day with this affordable insurance policy. The peace of mind alone is worth the cost!

To learn more about a special events policy, contact Insurance Brokers of Arizona®. Founded in 2005, Insurance Brokers of Arizona® is a leader in quality protection for individuals, families and businesses throughout the Southwest. Insurance Brokers of Arizona® is currently licensed in Arizona and California. Providing world class customer service with our extremely experienced and knowledgeable team, paired with our ability to understand our customer’s coverage needs, drives the success of our agency.

By offering protection for your Auto, Home, Business and Health Insurance, we make sure that you’re covered today, as well as in the future, so that you can focus on what is important to you and your family. At Insurance Brokers of Arizona® our #1 job is to assist you in identifying your needs and problems, while putting together a customized plan that’s simple and easy to understand.

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5 Simple Tips to Avoid Having Your Vehicle Stolen

How to prevent car theft in Gilbert, AZAccording to the National Highway Traffic Safety Administration, a vehicle is stolen every 44 seconds in the United States. Having your vehicle stolen is not only a huge inconvenience, but it is also frightening and violating experience that can sometimes be avoided by taking certain precautions.

5 Tips to Avoid Your Car from Being Stolen:

  • At nighttime, always park your vehicle in well-lit areas. Thieves thrive in dark places where they can easily be hidden.
  • Keep the inside of your car clean and avoid leaving valuables exposed. Use your trunk if you are transporting valuables.
  • Always lock your car door and windows. The most basic tip of them all. Many people feel comfortable leaving their car unlocked while it’s parked at their home or other safe areas. Get in the habit of always locking your car to avoid any unexpected surprises.
  • Keep your spare key in your home, not under your car. Thieves tend to check for spare keys in common areas like under the car.
  • Invest in an alarm system or anti-theft device. The simplest form of protection is an anti-theft device like an alarm or a wheel locking device such as “The Club.”

While these tips can’t guarantee your car will never be stolen, protecting your assets in the event of a car theft can be as simple as having the right insurance policy. Investing in comprehensive coverage will cover the loss of car theft. Contact your licensed insurance agent at Insurance Brokers of Arizona® to make sure you have this coverage is on your insurance policy.

So, if you’re looking for insurance in Gilbert, give us a call.  Founded in 2005, Insurance Brokers of Arizona® is a leader in quality protection for individuals, families and businesses throughout the Southwest. Insurance Brokers of Arizona® is currently licensed in Arizona and California. Providing world class customer service with our extremely experienced and knowledgeable team, paired with our ability to understand our customer’s coverage needs, drives the success of our agency.

By offering protection for your Auto, Home, Business and Health Insurance, we make sure that you’re covered today, as well as in the future, so that you can focus on what is important to you and your family. At Insurance Brokers of Arizona® our #1 job is to assist you in identifying your needs and problems, while putting together a customized plan that’s simple and easy to understand.

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Engagement Ring Coverage

Getting engaged is an exciting time and brings happiness to not only the couple, but their family and friends. While the new couples should cherish this special moment, they should also find an insurance policy to protect the engagement ring immediately.

Engagement ring coverage in Gilbert, AZAnything can happen to an engagement ring, whether it’s stolen, damaged or accidentally falls down a drain. While memories of the ring itself cannot be replaced, a good insurance policy can provide financial protection to an unfortunate situation.

Like other valuables coverage, insurance for your engagement ring can simply be added to your home or renters insurance policy on something called a “floater.” It’s a simple insurance policy extension. A good policy will cover everything from theft and damage. The cost of coverage varies, typically $1 – $2 per $100 in value for a yearly policy. So, for a $5,000 ring, you’d expect to pay $50-$100. By calling Insurance Brokers of Arizona®, we will ensure we find the best coverage for your ring.  We can also help answer any questions regarding ‘what if’ situations.

Before seeking out insurance, you will need to provide an appraisal and receipt for your ring. This is typically provided by reputable jewelry dealers at the time of purchase. If your engagement ring hasn’t been appraised, you can meet with a gemologist to receive an official appraisal for a small fee. Once you have your appraisal, store it in a safe or vault.

An additional thing to consider for all newlywed couples, if the bride and groom were living in separate homes before the wedding, make sure the ring insurance is transferred to the right home address. Often times, individuals have the ring insured at the bride’s previous address on a different policy and forget to transfer it to the new living address and insurance policy.

If you are recently engaged or planning an engagement, call the insurance agents at Insurance Brokers of Arizona®. We can help you the best option to protect your investment.

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