This is Arizona. It’s hot and people rely on you to keep their pools sparkling clean so they can cool off during the heat and perfect their summer tans. You’re an in demand business owner who wants to focus on growth versus worry about liability, your vehicles or your employees. Fortunately, Insurance Brokers of Arizona® has a specialized insurance policy geared towards your swimming pool and spa maintenance company.
Insurance Brokers of Arizona® offers coverage for all types of contractors. Our swimming pool contractor insurance policies can include:
- Commercial Auto
- Business Owners Insurance (BOP)
- General Liability (GL)
- Business Liability Insurance
- Property Insurance
- Workers Compensation insurance
- And more!
If your swimming pool and spa maintenance company needs a great insurance policy, call Insurance Brokers of Arizona®. Our licensed staff can help you identify the correct insurance policy for your needs and let you focus on your business. Call 480-812-1998.
Frequently Asked Questions about Swimming Pool and Spa Contractor Insurance
Can insurance cover accidental damage to a customer’s pool or property?
General liability insurance may respond to certain covered claims involving accidental bodily injury or property damage. Coverage depends on what occurred and the policy’s terms, limits, exclusions, and deductible.
Are pool chemicals and pollution-related incidents covered?
Chemical or pollution-related losses may be limited or excluded under standard policies. Arizona pool contractors should discuss chemical storage, transportation, mixing, and application with their insurance agent.
Does insurance cover problems discovered after maintenance or repair work?
Products-completed operations coverage may respond to certain covered claims arising after work is finished. It should not be assumed to cover faulty workmanship, ineffective treatment, or routine corrections.
Are pool-cleaning tools and equipment covered?
Coverage may be available for eligible pumps, vacuums, testing devices, tools, and supplies stored at the business, transported between locations, or used at customer properties.
Does a pool maintenance business need commercial auto insurance?
Commercial auto insurance may be appropriate for vehicles used to transport employees, chemicals, tools, or equipment. Personal auto policies may limit or exclude certain business-related uses.
