If you’re a tile contractor in Arizona, you need a great tile contractor insurance policy from Insurance Brokers of Arizona® in Gilbert, AZ. Insurance Brokers of Arizona® can help your tile contractor business by providing you with great insurance coverage and options from some of the nation’s top insurance companies. For your tile business to be protected properly, you should consider the following insurance coverages, most of which can be bundled:
General Liability Insurance: General liability insurance will protect you from bodily injury and property damage coverage. This is the most common type of contractor coverage.
Commercial Auto Insurance: This is coverage for your vehicle. If you’re using your pickup truck for work-related purposes, you need to have a special policy for commercial use.
Business Owners Insurance Policy (BOP): This coverage can include coverage to protect your commercial buildings and contents, interruption of your business and liability protection which covers your expenses for harm caused to others in the course of work. This does not cover professional liability.
Workers Compensation: This coverage is regulated by the state. If you run a business by yourself, you don’t necessarily need workers comp insurance. The coverage protects your workers from work-related injuries until they can get back to work.
Trust the professional insurance agents at Insurance Brokers of Arizona® for your Tile Contractor business insurance in Arizona. Our licensed staff will walk you through the coverages you need and can quote you with multiple companies to find you the best rates on the coverages you need.
Frequently Asked Questions about Tile Contractor Insurance
Can tile contractor insurance cover accidental damage at a jobsite?
General liability insurance may respond to certain covered claims involving accidental bodily injury or property damage. Coverage depends on how the incident occurred and the policy’s terms, limits, exclusions, and deductible.
Are tile saws and other equipment covered?
Coverage may be available for eligible saws, mixers, grinders, hand tools, and other equipment stored at a shop, transported between locations, or used at jobsites.
Does insurance cover problems discovered after tile work is completed?
Products-completed operations coverage may respond to certain covered claims arising after work is finished. It should not be assumed to cover faulty workmanship, routine corrections, or replacing defective work.
Are subcontractors covered under a tile contractor’s policy?
Subcontractors are not necessarily covered automatically. Arizona tile contractors should review written agreements, certificates of insurance, additional insured requirements, and subcontractor exclusions.
