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We Give You The Best Salon Insurance Rates

1,500+ Independent, Positive Reviews!

Google Rating
4.9

Start Saving Today!

You’re a master of beauty. You help people feel and look their best. Beyond helping people feel beautiful, you run a business. This can include dealing with employees, purchasing product, and allowing people into your business or home. All of these things have unique risks that are only associated with your industry.

Who needs beauty salon insurance?

  • Nail Salons (manicure & pedicure)
  • Hair Salons
  • Waxing (hair removal) Salons
  • Makeup Salons
  • Blow Dry Salons
  • Facial Salons
  • Massage Salon (typically Swedish)
  • Aromatherapy Salons

Most beauty salons carry a Business Owners Insurance Policy. This policy will help protect them from a wide variety of claims and risk associated with running a salon.

Business Liability: This coverage helps protect your business from claims and lawsuits alleging injury or property damage that occurred as a result of your business operations such as slip & fall claims or property damage, such as a ruined purse from hair coloring. This coverage can also include libel & slander claims.

Business Property: insurance protection for the place where you run your business. This coverage protects your equipment, tools, computers and furniture from damage, theft and more.

Business Income: Helps cover the loss of income if your business is unable to operate because of other covered property damages.

These examples are illustrative only. In the event of a claim, coverage will be determined based on the facts and circumstances of the filed claim, and the actual policy terms and conditions.

While you focus on making people feel beautiful, let Insurance Brokers of Arizona® protect your salon business with a great insurance policy tailored to your beauty salon. As an Independent Insurance Agent, Insurance Brokers of Arizona® represents over 40 top insurance companies. They can get your salon business an insurance quote and ensure you’re covered. Call Insurance Brokers of Arizona® today at: 480-812-1998.

Frequently Asked Questions about Salon Insurance

Can HVAC insurance cover accidental damage at a customer’s property?

General liability insurance may respond to certain covered claims involving accidental bodily injury or property damage. Whether coverage applies depends on the incident and the policy’s terms.

Are HVAC tools and equipment covered at jobsites?

Coverage may be available for eligible tools, testing devices, recovery systems, and other equipment stored at a shop, transported between locations, or used at jobsites.

Does insurance cover problems discovered after HVAC work is completed?

Products-completed operations coverage may respond to certain covered claims arising after work is finished. It should not be assumed to cover faulty workmanship, replacing defective work, or contractual guarantees.

Are refrigerant-related incidents covered?

Pollution-related events involving refrigerants or other substances may be limited or excluded under standard policies. Texas HVAC contractors should discuss refrigerant handling and environmental risks with their agent.

Are subcontractors covered under an HVAC company’s policy?

Subcontractors are not necessarily covered automatically. HVAC businesses should review written agreements, certificates of insurance, additional insured requirements, and subcontractor exclusions.

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