Halloween can be some people’s favorite holiday. Whether it’s fun sized candy, making your own costume, setting up spooky decorations inside or outside your home or carving pumpkins, Halloween brings many of us joy. However, this holiday can increase your risk for an expensive liability claim if you’re not careful. Follow these five tips to ensure your holiday is fun and safe.
Prep Your Home for Trick-or-Treaters. Even if you don’t decorate the outside of your home, be sure your sidewalks, driveway and the entrance leading up to your front door is clear. You are liable if a child or adult trips on a broken branch, garden house or electrical cord on your property.
Keep Your Pets Indoors. Sometimes animals can be frightened by strangers or unusual noises. To avoid a dog bite claim, keep your animals inside in a separate room. The door bell ringing several times an hour can get your animal too excited or scared. Be sure they get a treat too.
Use LED candles. This can help prevent any trick-or-treater from knocking over lit candles close to your home. For your carved pumpkin, LED candles are much easier to use and can prevent any unwanted burns compared to lighting a candle.
Drive Slowly. If you find yourself driving home in the dark on Halloween night, be extra cautious of children and adults walking around your neighborhood who may not be using proper lighting. Be aware of your speed and don’t be a distracted driver.
Carry the right tools. If you plan to go out for trick-or-treating, be sure you have a flash light and a fully charged cell phone in the case you need to make an emergency call. Stay on the sidewalks and avoid walking through yards.
So, if you’re looking for insurance in Gilbert, give us a call. Founded in 2005, Insurance Brokers of Arizona is a leader in quality protection for individuals, families and businesses throughout the Southwest. Insurance Brokers of Arizona is currently licensed in Arizona and California. Providing world class customer service with our extremely experienced and knowledgeable team, paired with our ability to understand our customer’s coverage needs, drives the success of our agency.
By offering protection for your Auto, Home, Business and Health Insurance, we make sure that you’re covered today, as well as in the future, so that you can focus on what is important to you and your family. At Insurance Brokers of Arizona our #1 job is to assist you in identifying your needs and problems, while putting together a customized plan that’s simple and easy to understand.